House asphalt shingles rooftop with dormer window, attic skylights, rain gutter, soffits, roof vents.

Shingle vs. Metal Roofs: Which Is Best for Your Florida Home?

AUTHOR(S):

Cody Cannon, DryFL Construction Group

Roofing Specialist

Cody Cannon
Cody Cannon is a Florida roofing specialist, a University of South Florida graduate, and a Tampa Bay native with hands-on experience in storm restoration, and roof inspections, helping homeowners navigate repairs, replacements, and insurance-related roofing projects.

INFORMATION VERIFIED BY:

Amanda Cannon

Owner, DryFL

Amanda Cannon
Amanda Cannon is a civil engineer with over a decade of construction experience, delivering multimillion-dollar residential and commercial projects for private clients and municipalities, and participating in all phases of construction from site assessment to design, development, and post-construction services.

When it comes to choosing a roofing material for your Florida home, the decision can feel overwhelming. With the state’s unique climate—think hurricanes, heavy rain, and intense sun—your roof needs to be tough, durable, and energy-efficient. Two of the most popular options are shingle roofs and metal roofs. Both have their pros and cons, so let’s break it down in plain terms to help you make the best choice for your home.

Shingle Roofs: The Classic Choice

Shingle roofs are the go-to option for many Florida homeowners, and for good reason. They’re affordable, versatile, and come in a variety of styles to match your home’s aesthetic.

Types of Shingle Roofs

The most common type of shingle roof in Florida is the asphalt shingle roof. These are made from fiberglass or organic felt coated with asphalt and embedded with ceramic granules. They come in a wide range of colors and styles, making them a popular choice for homeowners who want a roof that complements their home’s design.

Pros of Shingle Roofs

Affordability: Asphalt shingles are one of the most cost-effective roofing options.

Ease of Installation: Shingle roofs are relatively easy to install, which typically means there’s a lower labor cost associated with installation.

Aesthetic Variety: With so many colors and styles available, you can customize your roof to match your home’s look.

Cons of Shingle Roofs

Durability: Shingle roofs have a lifespan of 15 to 30 years, depending on the quality and climate. They’re more susceptible to damage from high winds, hail, and extreme temperatures.


Metal Roofs: The Modern, Durable Option

Metal roofs are gaining popularity in Florida, thanks to their durability and energy efficiency. They’re made from materials like steel, aluminum, and copper, and can last 50 years or more with proper care.

Types of Metal Roofs

Metal roofs come in several styles, including standing seam, corrugated, and metal tiles. Each style offers a unique look, from sleek and modern to more traditional designs.

Pros of Metal Roofs

Durability: Metal roofs are highly resistant to wind, and hail, making them an excellent choice for Florida’s hurricane-prone climate.

Energy Efficiency: Metal roofs reflect the sun’s rays, helping to keep your home cooler and reducing your energy bills.

Longevity: With a lifespan of 50+ years, metal roofs are a long-term investment.

Cons of Metal Roofs

Cost: Metal roofs are more expensive upfront.

Aesthetics: Some homeowners find metal roofs less visually appealing than shingle roofs, though modern designs are closing this gap.

Maintenance: Metal roofs require less maintenance than shingles, they still need periodic inspections to prevent rust and corrosion.


Which Roof Is Right for You?

Choose Shingles If:

  • You’re concerned about the cost of a new roof and are looking for a budget-friendly option.
  • You don’t like the look of a metal roof and prefer a wider range of designs and colors.
  • You plan on selling or renting your home in the future or if you’re okay with replacing your roof every 15-30 years.

Choose Metal If:

  • You want a roof that can withstand Florida’s harsh weather, including hurricanes.
  • You’re not concerned about the cost and are looking for a long-term roofing solution. Metal roofs typically have a lifespan of 50+ years.
  • You’re an environmentally conscious consumer and want to save on energy costs with a more energy-efficient option.

Installation Process: What to Expect

Shingle Roof Installation

1. Remove the Old Roof: The existing shingles and underlayment are stripped away. This is to guarantee the stability of the wood decking.

2. Install Underlayment: A waterproof barrier is added to protect your home. Underlayment adds an additional layer of protection guaranteeing a watertight seal.

3. Lay the Shingles: Shingles are installed in rows, starting from the bottom and working upward. Be sure to follow manufacturing guidelines, using the correct amount of nails per shingle.

4. Finish the Roof: Flashing is added around chimneys, vents, and edges to prevent leaks. Double-check the newly installed flashing to ensure it was installed correctly, as these areas are prone to leaking.

Metal Roof Installation

1. Remove the Old Roof: Similar to shingle installation, the old roof is removed. This is to guarantee the stability of the wood decking. A roof over is an option when installing a new metal roof. This method can be cheaper and faster than a full roof replacement, but is not recommended due to the potential drawbacks. 

2. Install Underlayment: A durable underlayment is added for extra protection. Underlayment adds an additional layer of moisture protection guaranteeing a watertight seal.

3. Lay the Metal Panels: The installation process varies slightly depending on the type of metal panels (e.g., standing seam, corrugated, or ribbed panels). Typically, panels are installed in rows, starting from the bottom. Overlap panels according to the manufacturer’s specifications.

4. Finish the Roof: Install flashing around roof penetrations (e.g., chimneys, vents) and along the edges (e.g., eaves, rakes) to prevent water infiltration.


Impact on Home Insurance

Your choice of roofing material can affect your home insurance premiums. For example, shingle roofs may lead to higher premiums due to their susceptibility to wind and hail damage. While metal roofs often qualify for lower premiums because of their durability and resistance to extreme weather. 

Since the roofing material you choose will affect your insurance premiums it’s important for Florida homeowners to consider all available options. This is especially important due to Florida’s intense hurricane season and unpredictable summer storms. Be sure to discuss your options with your insurance company before choosing a roofing material. 

Environmental Impacts

  • Energy Efficiency: Metal roofs are more energy efficient because they reflect heat, reducing cooling costs, while shingle roofs absorb heat.
  • Recyclability: Metal roofs are highly recyclable, whereas shingle roofs often end up in landfills.
  • Chemical Exposure: Shingle roofs can release Volatile organic compounds (VOCs) during production. Metal roofs have a much lower impact on the environment.

Do Your Research

Both shingle and metal roofs have their strengths and weaknesses. If you’re looking for an affordable option with more design choices, shingle roofs are a solid choice. But if you want a roof that you’ll only have to replace once in your lifetime that can stand up to Florida’s extreme weather, metal roofs are worth the investment.


Your Trusted Partner for Roofing in Riverview  

A damaged roof can lead to costly repairs if ignored. If you’re worried about your roof’s condition, contact DryFL Construction Group for a free roof inspection in Riverview. We specialize in roof installations in Riverview, flat roof replacements, and comprehensive roof repairs, ensuring your home remains safe and secure.  

Our experienced team will perform a detailed inspection, identify any issues, and provide you with a clear report and estimate. Whether it’s a small repair or a full roof replacement, we’re dedicated to delivering top-quality service to Riverview homeowners.  

Don’t risk your home’s safety—trust Cody Cannon Roofing, your go-to roofer in Riverview, for all your roofing needs. Call us today and protect your home with expert care!  

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    We’re Here When You Need Us

    Contact Us

    813-687-0166

    Working hours

    Mon to Sun 9am - 6pm

      Contact Us